Effective Date: January 1, 2026
At PR FinHub Service Private Limited, we collect various types of information in order to provide you with the best financial services possible. This includes personal identification information such as your name, date of birth, contact details (email address and phone number), and residential address. We also collect financial information required for processing loan applications, such as your income details, employment history, banking records, and credit history.
Your data is primarily used to verify your identity, assess your creditworthiness, and process your loan applications efficiently. We may also use your contact information to communicate with you regarding your account status, provide customer support, and send you important updates or promotional offers related to our services. Rest assured, we never sell your personal information to third parties for their marketing purposes.
We may share your information with trusted third-party service providers who assist us in operating our business, such as credit bureaus for credit checks or payment gateways for processing EMI transactions. These third parties are bound by strict confidentiality agreements and are only permitted to use your data for the specific services they provide to us. We may also disclose your information if required by law or in response to valid requests by public authorities.
We take the security of your data seriously. We implement robust, bank-grade encryption protocols and strict access controls to ensure your personal and financial information remains secure against unauthorized access, alteration, disclosure, or destruction.
You have the right to access, update, or delete the personal information we hold about you. If you wish to exercise any of these rights, or if you have any questions or concerns regarding our privacy practices, please contact our support team at info@prfinhub.com.