Effective Date: January 1, 2026
By accessing or using the website and services provided by PR FinHub Service Private Limited ("we," "our," or "us"), you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use our services or website.
All loan applications are subject to our internal credit approval process and the verification of the documentation you provide. We reserve the absolute right to approve or decline any application at our sole discretion based on our assessment of your creditworthiness and financial profile. Falsifying information during the application process will result in immediate rejection and potential legal action.
Borrowers agree to adhere strictly to the repayment schedule outlined in their specific loan agreement. Payments must be made on or before the due date. Failure to make timely payments will result in late fees, penalty interest, and a negative impact on your credit score. In the event of prolonged default, we reserve the right to initiate legal recovery proceedings as per applicable laws.
We reserve the right to modify, suspend, or discontinue any aspect of our services or website at any time without prior notice. We may also update these Terms of Service periodically. Your continued use of our services following any changes constitutes your acceptance of the revised terms.
These Terms of Service and any disputes arising out of your use of our services shall be governed by and construed in accordance with the laws of India. Any legal actions or proceedings shall be subject to the exclusive jurisdiction of the courts located in New Delhi.